Georgia
Ranked #22 of 51 for housing affordability
Median Home Price
🏠$323K
4.33x income
Median Rent
🔑$1,400
32.5% rent-burdened
Median Income
💰$75K
Population: 10,912,876
Homeownership
🏡66.0%
10,443 experiencing homelessness
Housing Shortage
📉180,000
units needed
Building Permits (2024)
🔨68,367
Price-to-Income
📊4.33x
Severe Rent Burden
⚠️15.8%
paying >50% of income
Rent Burden Breakdown
vs. National Average
House Price Index (2000–2025)
FHFA All-Transactions HPI · Base = 100 (1980s)
HUD Fair Market Rents (FY2026)
Maximum rent HUD considers fair for Section 8 voucher holders
FMR ($1550) is above the state median rent ($1400) — vouchers cover typical rents.
Metros in Georgia
| Metro | Score | Home Price | Rent | Income | Rent Burden |
|---|---|---|---|---|---|
| Atlanta | 45 | $384K | $1,701 | $87K | 33.5% |
| Augusta-Richmond County | 85 | $238K | $1,101 | $67K | 27.1% |
| Savannah | 50 | $318K | $1,482 | $75K | 33.5% |
| Macon-Bibb County | 87 | $196K | $1,022 | $60K | 27.7% |
| Athens-Clarke County | 71 | $328K | $1,270 | $67K | 26.3% |
| Warner Robins | 91 | $224K | $1,152 | $76K | 25.2% |
| Valdosta | 83 | $206K | $1,003 | $55K | 24.5% |
| Dalton | 86 | $225K | $916 | $65K | 18.6% |
| Brunswick-St. Simons | 79 | $282K | $1,194 | $69K | 27.5% |
| Rome | 84 | $221K | $993 | $62K | 20.1% |
| Hinesville | 81 | $235K | $1,193 | $61K | 15.5% |
Market Trends
Homeownership Rate
66.0%
Rent-to-Income Ratio
23.0%
of gross income spent on rent
Total Households
4,150,138
Owner-Occupied
2,742,232
Renter-Occupied
1,407,906
Homelessness
Latest Count (2024)
12,290
1-Year Change
-0.0%
10-Year Trend (2015–2024)
-10.9%
13,790 → 12,290
Housing Policies
Construction Activity
Total Permits (2024)
68,367
4.9% of national total
Single-Family
48,243
71% of state permits
Multi-Family
20,124
29% of state permits
Mortgage Access
National HMDA data — mortgage denial rates by race/ethnicity
Denial Rates by Race
Top Denial Reasons
Housing Shortage
State Shortage
180,000
units needed
National Shortage
7,300,000
2.5% of national total
Affordable Units per 100 ELI Renters
35
nationally (NLIHC)
National Shortage by Unit Type
45%
Single-Family
18%
Small Multi (2-4)
22%
Medium Multi (5-49)
15%
Large Multi (50+)
Rent Burden Detail
Georgia burden rates with national demographic breakdown
Cost-Burdened Renters
32.5%
paying >30% of income
Severely Burdened
15.8%
paying >50% of income
Households >30% Burden
367,845
Households >35% Burden
113,238