Rent vs Buy Calculator

Compare the true cost of buying vs renting in any metro. Includes mortgage, taxes, insurance, equity, and a breakeven timeline.

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With 30-year mortgage rates at 6.38%, the monthly payment on a median-priced home ($405,300) is roughly $2,530 — 33% more than median rent. But renters build zero equity, making the long-term math more nuanced than it appears. See national housing data →

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Select a metro to compare renting vs buying.