New Hampshire
Ranked #36 of 51 for housing affordability
Median Home Price
🏠$415K
4.29x income
Median Rent
🔑$1,517
31.0% rent-burdened
Median Income
💰$97K
Population: 1,395,847
Homeownership
🏡72.0%
1,700 experiencing homelessness
Housing Shortage
📉20,000
units needed
Building Permits (2024)
🔨4,965
Price-to-Income
📊4.29x
Severe Rent Burden
⚠️14.0%
paying >50% of income
Rent Burden Breakdown
vs. National Average
House Price Index (2000–2025)
FHFA All-Transactions HPI · Base = 100 (1980s)
HUD Fair Market Rents (FY2026)
Maximum rent HUD considers fair for Section 8 voucher holders
FMR ($2038) is above the state median rent ($1517) — vouchers cover typical rents.
Metros in New Hampshire
| Metro | Score | Home Price | Rent | Income | Rent Burden |
|---|---|---|---|---|---|
| Manchester | 38 | $430K | $1,668 | $104K | 31.5% |
Market Trends
Homeownership Rate
72.0%
Rent-to-Income Ratio
19.0%
of gross income spent on rent
Total Households
569,493
Owner-Occupied
412,231
Renter-Occupied
157,262
Homelessness
Latest Count (2024)
2,245
1-Year Change
-8.0%
10-Year Trend (2015–2024)
+55.4%
1,445 → 2,245
Housing Policies
Construction Activity
Total Permits (2024)
4,965
0.4% of national total
Single-Family
2,904
58% of state permits
Multi-Family
2,061
42% of state permits
Mortgage Access
National HMDA data — mortgage denial rates by race/ethnicity
Denial Rates by Race
Top Denial Reasons
Housing Shortage
State Shortage
20,000
units needed
National Shortage
7,300,000
0.3% of national total
Affordable Units per 100 ELI Renters
35
nationally (NLIHC)
National Shortage by Unit Type
45%
Single-Family
18%
Small Multi (2-4)
22%
Medium Multi (5-49)
15%
Large Multi (50+)
Rent Burden Detail
New Hampshire burden rates with national demographic breakdown
Cost-Burdened Renters
31.0%
paying >30% of income
Severely Burdened
14.0%
paying >50% of income
Households >30% Burden
37,606
Households >35% Burden
7,636