Kansas

Ranked #7 of 51 for housing affordability

73Affordable

Median Home Price

๐Ÿ 

$220K

3.13x income

Median Rent

๐Ÿ”‘

$1,036

27.0% rent-burdened

Median Income

๐Ÿ’ฐ

$70K

Population: 2,937,150

Homeownership

๐Ÿก

67.0%

2,370 experiencing homelessness

Housing Shortage

๐Ÿ“‰

22,000

units needed

Building Permits (2024)

๐Ÿ”จ

9,063

Price-to-Income

๐Ÿ“Š

3.13x

Severe Rent Burden

โš ๏ธ

12.0%

paying >50% of income

Rent Burden Breakdown

vs. National Average

House Price Index (2000โ€“2025)

FHFA All-Transactions HPI ยท Base = 100 (1980s)

Since 2019: +59.8%Since 2010: +101.6%Since 2000: +157.6%

HUD Fair Market Rents (FY2026)

Maximum rent HUD considers fair for Section 8 voucher holders

Studio
$854/mo
1 Bedroom
$919/mo
2 Bedroom
$1,122/mo
3 Bedroom
$1,470/mo
4 Bedroom
$1,728/mo

FMR ($1122) is above the state median rent ($1036) โ€” vouchers cover typical rents.

Metros in Kansas

MetroScoreHome PriceRentIncomeRent Burden
Wichita75$207K$965$67K27.0%
Topeka92$184K$953$65K19.3%
Manhattan85$220K$1,059$63K20.1%
Lawrence74$306K$1,056$67K23.9%

Market Trends

Homeownership Rate

67.0%

Rent-to-Income Ratio

18.0%

of gross income spent on rent

Total Households

1,188,340

Owner-Occupied

792,366

Renter-Occupied

395,974

Homelessness

Latest Count (2024)

2,793

1-Year Change

+6.0%

10-Year Trend (2015โ€“2024)

+7.9%

2,588 โ†’ 2,793

Housing Policies

moderate-income housing programlow-income housing tax credits

Construction Activity

Total Permits (2024)

9,063

0.6% of national total

Single-Family

5,565

61% of state permits

Multi-Family

3,498

39% of state permits

SF 61%
MF 39%

Mortgage Access

National HMDA data โ€” mortgage denial rates by race/ethnicity

Denial Rates by Race

Black
26.8%
Hispanic
21.4%
Native American
24.5%
Asian
12.8%
White
11.2%

Top Denial Reasons

Debt-to-Income Ratio32%
Credit History28%
Insufficient Collateral15%
Incomplete Application12%
Insufficient Cash8%

Housing Shortage

State Shortage

22,000

units needed

National Shortage

7,300,000

0.3% of national total

Affordable Units per 100 ELI Renters

35

nationally (NLIHC)

National Shortage by Unit Type

45%

Single-Family

18%

Small Multi (2-4)

22%

Medium Multi (5-49)

15%

Large Multi (50+)

Rent Burden Detail

Kansas burden rates with national demographic breakdown

Cost-Burdened Renters

27.0%

paying >30% of income

Severely Burdened

12.0%

paying >50% of income

Households >30% Burden

73,038

Households >35% Burden

27,892

National Burden by Income

<$15K
83%
$15-30K
78%
$30-45K
55%
$45-75K
27%
$75K+
8%
Severe (>50%) Moderate (30-50%)

National Burden by Race

Black
55%
Hispanic
52%
Asian
47%
White
43%
Other
49%