San Francisco
California · Ranked #372 of 373 metros
12Crisis
💡
Housing in San Francisco costs 8.65× the median income, above the national average of 4.5×. The median home price is $1.11M and median rent is $2,397/month. San Francisco ranks #372 of 373 metros for affordability.
Median Home Price
🏠$1.1M
Need $345K income
Median Rent
🔑$2,397
Need $106K income
Housing Shortage
📉120,000
units needed
Building Permits
🔨8,000
annual
Median Income
💰$128K
Pop: 4,566,961
Rent Burden
⚠️35.5%
of renters paying >30%
Price Change (YoY)
📈+2.5%
Homeownership
🏡55.0%
Rent Burden
vs. National Average
Key Facts vs. National Average
| Metric | San Francisco | National |
|---|---|---|
| Price-to-Income Ratio | 8.65x | 6.1x |
| Rent Burden | 35.5% | 31.5% |
| Homeownership Rate | 55.0% | 65.5% |
| YoY Price Change | +2.5% | +3.5% |
| YoY Rent Change | +1.8% | +2.8% |
| Mortgage Denial Rate | 10.5% | 13.5% |
| Eviction Rate | 1.8% | 3.6% |
House Price Index (2000–2025)
FHFA All-Transactions HPI
Since 2019: +16.4%Since 2000: +180%
HUD Fair Market Rents (FY2026)
Section 8 voucher payment standards
Studio$2,485/mo
1 Bedroom$2,977/mo
2 Bedroom$3,604/mo
3 Bedroom$4,604/mo
4 Bedroom$4,772/mo
Zillow Market Data
Home Value (ZHVI)
$1.1M
1yr: -2.3%5yr: +10.5%
Rent (ZORI)
$3,103/mo
1yr: +6.2%5yr: +24.1%
Note: ZORI reflects current listing prices and may differ from the Census ACS median rent shown above, which captures what renters actually pay including below-market and subsidized units.
Redfin Market Activity
Median Sale Price
$1.9M
Active Inventory
541
Days on Market
13
Sold Above List
69.5%
Price Drops
12.2%