San Diego
California · Ranked #366 of 373 metros
18Crisis
💡
Housing in San Diego costs 8.34× the median income, above the national average of 4.5×. The median home price is $865K and median rent is $2,296/month. San Diego ranks #366 of 373 metros for affordability.
Median Home Price
🏠$865K
Need $250K income
Median Rent
🔑$2,296
Need $92K income
Housing Shortage
📉85,000
units needed
Building Permits
🔨10,000
annual
Median Income
💰$104K
Pop: 3,286,069
Rent Burden
⚠️38.0%
of renters paying >30%
Price Change (YoY)
📈+5.8%
Homeownership
🏡54.0%
Rent Burden
vs. National Average
Key Facts vs. National Average
| Metric | San Diego | National |
|---|---|---|
| Price-to-Income Ratio | 8.34x | 6.1x |
| Rent Burden | 38.0% | 31.5% |
| Homeownership Rate | 54.0% | 65.5% |
| YoY Price Change | +5.8% | +3.5% |
| YoY Rent Change | +4.2% | +2.8% |
| Mortgage Denial Rate | 13.5% | 13.5% |
| Eviction Rate | 2.0% | 3.6% |
House Price Index (2000–2025)
FHFA All-Transactions HPI
Since 2019: +61.8%Since 2000: +279.8%
HUD Fair Market Rents (FY2026)
Section 8 voucher payment standards
Studio$2,288/mo
1 Bedroom$2,459/mo
2 Bedroom$3,001/mo
3 Bedroom$3,998/mo
4 Bedroom$4,845/mo
Zillow Market Data
Home Value (ZHVI)
$928K
1yr: -2.1%5yr: +35.4%
Rent (ZORI)
$2,871/mo
1yr: +1.4%5yr: +35.8%
Note: ZORI reflects current listing prices and may differ from the Census ACS median rent shown above, which captures what renters actually pay including below-market and subsidized units.
Redfin Market Activity
Median Sale Price
$601K
Active Inventory
1,738
Days on Market
46
Sold Above List
27.4%
Price Drops
29.7%