Cincinnati
Ohio · Ranked #245 of 373 metros
66Moderate
💡
Housing in Cincinnati costs 3.47× the median income, below the national average of 4.5×. The median home price is $270K and median rent is $1,101/month. Cincinnati ranks #245 of 373 metros for affordability.
Median Home Price
🏠$270K
Need $73K income
Median Rent
🔑$1,101
Need $42K income
Housing Shortage
📉20,000
units needed
Building Permits
🔨7,089
annual
Median Income
💰$78K
Pop: 2,256,884
Rent Burden
⚠️29.0%
of renters paying >30%
Price Change (YoY)
📈+4.8%
Homeownership
🏡67.0%
Rent Burden
vs. National Average
Key Facts vs. National Average
| Metric | Cincinnati | National |
|---|---|---|
| Price-to-Income Ratio | 3.47x | 6.1x |
| Rent Burden | 29.0% | 31.5% |
| Homeownership Rate | 67.0% | 65.5% |
| YoY Price Change | +4.8% | +3.5% |
| YoY Rent Change | +3.5% | +2.8% |
| Mortgage Denial Rate | 13.0% | 13.5% |
| Eviction Rate | 7.5% | 3.6% |
House Price Index (2000–2025)
FHFA All-Transactions HPI
Since 2019: +68.3%Since 2000: +141.5%
HUD Fair Market Rents (FY2026)
Section 8 voucher payment standards
Studio$958/mo
1 Bedroom$1,051/mo
2 Bedroom$1,353/mo
3 Bedroom$1,785/mo
4 Bedroom$1,976/mo
Zillow Market Data
Home Value (ZHVI)
$300K
1yr: +2.6%5yr: +34.4%
Rent (ZORI)
$1,536/mo
1yr: +3.5%5yr: +35.5%
Note: ZORI reflects current listing prices and may differ from the Census ACS median rent shown above, which captures what renters actually pay including below-market and subsidized units.
Redfin Market Activity
Median Sale Price
$252K
Active Inventory
659
Days on Market
53
Sold Above List
8.6%
Price Drops
21.0%