Cost of Living in Los Angeles, CA

A comprehensive look at housing costs in Los Angeles for 2025.

12

Crisis

Affordability Score

Home Price

🏠

$950K

Monthly Rent

🔑

$2,400

Monthly Mortgage

🏦

$5,056

7% rate, 20% down

Median Income

💰

$68K

Housing Costs Overview

The median home price in Los Angeles is $950K, which is 132% higher than the national median of $410K. The median rent is $2,400/month, 60% above the national median.

Monthly Mortgage Breakdown

Principal & Interest$5,056
Property Tax (est.)$950
Insurance (est.)$396
Total Monthly$6,402

Based on 30-year fixed at 7% with 20% down payment ($190K). Total cost over 30 years: $1.8M.

Rent vs. National Average

At $2,400/month, renting in Los Angeles means spending about $29K per year on housing. The rent-to-income ratio is 40.0%, which exceeds the recommended 30% threshold.

Compared to California

Home Price

$950K

vs $726K state

Rent

$2,400

vs $1,992 state

Income

$68K

vs $96K state

Is Los Angeles Getting More Expensive?

Over the past year, home prices in Los Angeles changed by 5.0% and rents by 4.5%. The rapid price growth is putting additional pressure on affordability.